My experience investing with Garnaco has been seamless and confidential. Communication has always been open, consistent, and most importantly our monthly interest payments have been made on time every month.

Millissa Masters, Garnaco Investor

Millissa and her husband Larry first invested with us a couple of years ago. After a couple of successful investments through our Private Lender Portal, they’ve funded a number of deals with their 401k retirement account. But it’s not all been plain sailing. Before Garnaco, Millissa invested in some real estate notes that didn’t do so well. This is her story…

My Husband Larry and I were not new to real estate, nor to note investing or private lending.

We had owned rental properties in Phoenix, AZ many years previously, but now wanted to invest our retirement funds in something that was more hands-off.

We were first introduced to note investing as a more passive alternative to rental properties by a Broker some years ago. At that time, we went ahead and invested some funds from our 401k in several Trust Deeds.

While the monthly income from these investments was great, unfortunately some of those notes have worked out better than others. One Borrower in particular fell into default on multiple loans for which we are still working out a solution.

By the time we met David in 2019, we had already invested in at least one Garnaco note through our Broker. After speaking at length about the Garnaco model, we since invested in several more notes which we hold in our Solo 401k account.

My experience investing with Garnaco has been seamless and confidential. Communication has always been open, consistent, and most importantly our monthly interest payments have been made on time every month.

One of our notes has even been repaid in full a couple of years ahead of schedule, allowing me to now see the entire process from investment through exit, and helping to keep my retirement fund working and producing income throughout with little to no effort required from me.