Our Purpose and Mission

We founded our business with a clear purpose: to rebuild communities by making home-ownership affordable and accessible for working families.

The Renter’s Trap

Home ownership is the biggest barrier to economic stability in the United States. But the global financial crisis that started in 2007 left millions of families displaced, forced out of their homes and into often sub-standard rental accommodation. The devastating impact on America’s neighborhoods and communities can be felt to this day as millions of homes have been left derelict or under-maintained.

At the same time, a combination of high rents and a lack of mortgage availability for low and middle income families has kept millions of people trapped in a perpetual cycle of housing poverty, unable to pay down debt, improve their credit, or save a meaningful deposit.

Families with no long-term housing security are unable to to put down community roots. Children are often pulled from school to school as parents move from one property to the next, and those entering retirement face a lifetime-nightmare of making rent every month with no earned income.

Current estimates indicate a shortfall of at least 7.2 million affordable homes nationwide, and 10’s of millions of renters classed as ‘rent-burdened’ or severely rent-burdened.

The Opportunity

The opportunity to fulfill our purpose lies in the availability of a large volume of heavily discounted distressed real estate – especially in the affordable homes sector – combined with a mass of prospective buyers keen to purchase their own home, but unable to access mainstream mortgage finance.

By acquiring distressed properties and renovating them to a high standard, we improve the home, the street and the neighbourhood. By then helping working families to purchase our homes through our Pathway to Home Ownership Program, we provide the critical economic stability families need, allowing people to put down community roots, accrue wealth, access credit and most importantly take ownership and responsibility for their own future.

and responsibility for their own future.

Our Purpose and Mission

We founded our business with a clear purpose: to rebuild communities by making home-ownership affordable and accessible for working families.

The Renter’s Trap

Home ownership is the biggest barrier to economic stability in the United States. But the global financial crisis that started in 2007 left millions of families displaced, forced out of their homes and into often sub-standard rental accommodation. The devastating impact on America’s neighborhoods and communities can be felt to this day as millions of homes have been left derelict or under-maintained.

At the same time, a combination of high rents and a lack of mortgage availability for low and middle income families has kept millions of people trapped in a perpetual cycle of housing poverty, unable to pay down debt, improve their credit, or save a meaningful deposit.

Families with no long-term housing security are unable to to put down community roots. Children are often pulled from school to school as parents move from one property to the next, and those entering retirement face a lifetime-nightmare of making rent every month with no earned income.

Current estimates indicate a shortfall of at least 7.2 million affordable homes nationwide, and 10’s of millions of renters classed as ‘rent-burdened’ or severely rent-burdened.

The Opportunity

The opportunity to fulfill our purpose lies in the availability of a large volume of heavily discounted distressed real estate – especially in the affordable homes sector – combined with a mass of prospective buyers keen to purchase their own home, but unable to access mainstream mortgage finance.

By acquiring distressed properties and renovating them to a high standard, we improve the home, the street and the neighbourhood. By then helping working families to purchase our homes through our Pathway to Home Ownership Program, we provide the critical economic stability families need, allowing people to put down community roots, accrue wealth, access credit and most importantly take ownership and responsibility for their own future.

and responsibility for their own future.

Rebuilding America

Our investment model is designed to preserve and improve existing affordable housing stock. In doing so, we add significant value to existing neighborhoods, communities and the local economy.

Use the sliders below to view some of our most recent affordable home re-developments

Before rehabBefore rehab

511 E Lutton Avenue, New Castle, PA

Before rehabBefore rehab

713 Emmerson Avenue, New Castle, PA

Before rehabBefore rehab

10 W Chartes Street, New Castle, PA

Your Team

David Garner
David GarnerChief Executive Officer
Read David’s Bio
Jo Garner MSc
Jo Garner MScChief Operating Officer
Read Jo’s Bio
Christina Hoffmeier
Christina HoffmeierRegional Director, PA
Read Christina’s Bio
Leslie Winters
Leslie WintersRealtor
Read Leslie’s Bio
Lance Winter
Lance WinterMortgage Broker
Read Lance’s Bio
Dani Andrews
Dani Andrews Regional Director – MS
Read Dani’s Bio

Two Ways to Get Started

1. View Live Deals

Join 5’000+ self-directed investors in our private lender network with 1-click registration, and view current investment opportunities

VIEW DEALS NOW

2. Speak to our Team

Schedule a discovery call with a member of our senior management team to answer any questions you may have

Schedule a call >>

Two Ways to Get Started

1. View Live Deals

Join 5’000+ self-directed investors in our private lender network with 1-click registration, and view current investment opportunities

VIEW DEALS NOW

2. Speak to our Team

Schedule a discovery call with a member of our senior management team to answer any questions you may have

Schedule a call >>

Two Ways to Get Started

1. View Lending Opportunities

Answer a few short questions to create your Lender Profile and access the Private Lender Portal with all of our private lending opportunities

VIEW DEALS NOW

2. Speak to our Team

Schedule a discovery call with a member of our senior management team to answer any questions you may have

Schedule a call >>